Prosper Housing

Free tool

Property investor calculator

Real UK stamp duty. Simple, honest numbers for three strategies.

Stamp duty

£8,000

Annual rent

£35,100

Cash required

£196,000

Gross yield

23.4%

Net yield (cash purchase)

17.9%

With a mortgage

£25%
Mortgage (5.5% IO)
£112,500
Annual interest
£6,188
Net income
£28,913

Net yield on your cash

34.6%

Illustrative only, based on a 5.5% interest-only mortgage on the balance of the purchase price. Actual rates and lending terms depend on your circumstances and lender.

Illustrative only - not financial advice. Real deals on the site use the same core calculation, applied to actual sourced properties with real comparable-sales data.

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